Midgurupay.eu

Guru Pay Posted 15 days ago

Product Manager, Payment Rails

ISO 20022

Product Management

The job in short

From the ad's data

Guru Pay is hiring: “Product Manager, Payment Rails” (Mid level). Location: Vilnius. Salary: from 5 500 € per month gross, 22 % above the median for Product and projects (4 500 € gross). Technologies in the ad: ISO 20022, Product Management. The ad is in English and does not ask for Lithuanian. Guru Pay currently has 2 open IT positions.

Salary

from 5 500 €/month

Gross/month · +57 % vs the Mid median

Level

Mid

2–5 years of experience. You build features on your own from task to production and help juniors.

Work mode

On-site

Vilnius

What you will do

Take card programmes from start to go-live, using a written definition of "live": certification passed, settlement reconciled to the ledger, monitoring running, compliance sign-off recorded and a real client transaction settled
Own the rails roadmap (card issuing and processing, push-to-card payouts such as Visa Direct and Mastercard Send, bank correspondent integrations) in dependency order, with clear visibility on what is blocked on us and what on providers or schemes
Evaluate technical providers, keep a performance scorecard (uptime, decline rate, incidents, response times) and lead technical escalations
Track the cost per transaction on each rail, decide which rail carries which corridor, and give Sales the cost behind pricing
Own the certification plan (scheme, sponsor, PCI-DSS) and involve AML, Risk and Compliance from the start; plan ahead for mandatory scheme releases
Write requirements engineers can build from: message flows, states, failure and reversal paths, limits, cut-offs and reconciliation
Stay accountable for every rail after go-live: volumes, decline and timeout rates, approval rates, incidents and monthly run-health reporting
Work closely with Core Banking, Payments Ops, Client Care, Sales and Compliance

Show 4 more

What is expected

7+ years in product management, mostly in payments, on programmes that depended on outside parties
Experience taking a card issuing or processing programme live at a regulated firm and running it afterwards
Experience working with several providers at once, with conflicting roadmaps
Ability to read a scheme mandate or provider contract and explain what it commits us to
Technical depth to discuss message flows, APIs, idempotency, reconciliation and settlement directly with engineers
Experience owning a cost number
Strong English communication, with engineers and non-technical colleagues alike

Show 3 more

Nice to have

CENTROlink experience (running SEPA payments through an EMI's own Bank of Lithuania access)
Correspondent banking or cross-border payments
BIN sponsorship or scheme audit experience
Push-to-card payouts, ISO 20022 or multi-currency settlement
Knowledge of EEA electronic-money or payment-institution regulation, including audit

What they offer

Gross salary starting from 5500 EUR Gross
Encouragement and funds to support your learning needs
An extra vacation day on your birthday
Hybrid work options between the office in Vilnius and anywhere you desire
Workations, health challenges & other types of quality time
A team which values high standards in client care, product quality and each other

Show 2 more

Job description

The ad as published by the employer.

Guru Pay is a Lithuania-based electronic money institution (EMI) offering a boutique payment experience: e-money, IBAN accounts, and domestic and cross-border payments, including SEPA, for clients across the EU and beyond. We're a regulated, small and ambitious team focused on high-quality service and long-term client success.

About the role

We're looking for a Product Manager, Payment Rails to own every external way money enters or leaves Guru Pay where the integration logic is ours. You'll start with cards (issuing first, then processing), followed by push-to-card payouts and bank correspondent integrations. You'll decide what gets built, on which rail, and whether it is ready to carry client money, working alongside the Engineering Manager, who leads the team.

This is a behind-the-scenes role with almost no client-facing screens. Our Payments Ops, Client Care and Sales teams feel your work every day, as do the card schemes, sponsors and providers we integrate with.

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Aktyvus Open for 16 more days

Salary

from 5 500 €/month

Gross, before taxes

+57 % vs Mid median 3 500 €

Top 10 %

Compared with 420 Mid level jobs

Net ≈ 3 328 €/month. From 5 500 €: social security (Sodra) −1 073 € (19.5 %), income tax (GPM) −1 100 € = 3 328 €. Lithuanian taxes 2026, without the 2nd pension pillar.

Compared with the median +22 %+57 % 5

Whole IT market809 jobs · 4 000 €+38 %
Product and projects61 jobs · 4 500 €+22 %
Mid level420 jobs · 3 500 €+57 %
Vilnius637 jobs · 4 000 €+38 %
Product Management15 jobs · 5 500 €≈ 0 %

IT median +0 % per week

Based on 809 active IT jobs with a gross salary on aplikuok.lt, €/month, middle of the range.

Area

Product and projects

Level

Mid

Work mode

On-site

City

Vilnius

Apply

All company jobs

Source: Įmonių karjeros puslapiai

Open until 2026-11-04

Is this job ad clear?

Help others: can you tell from the ad what you would do, earn and how hiring works?

About the company

Guru Pay

gurupay.eu ↗

Guru Pay is hiring for 2 IT positions right now, mostly in Product and projects, Sales.

Open roles: 2
Salary median: 3 000 €
Remote or hybrid: 0 %
Cities: Vilnius

Technologies in Guru Pay's ads

ISO 20022

Product Management

Product Knowledge

Guru Pay careers: all jobs 2 →

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